What is mandatory liability insurance?

In the state of Massachusetts, a person who causes an accident is required to pay for the damages and injuries that result. For this reason, every driver is required to carry mandatory liability insurance. Massachusetts minimum mandatory liability insurance coverage includes:

• $20,000 for medical bills for injuries to one person
• $40,000 for total medical expenses for injuries to two or more people
• $5,000 for property damage

While some drivers choose to only purchase minimum insurance, this coverage does not cover the costs of any of your own injuries or property damage. For this reason, it can be important to carry more than just minimum coverage.

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